Term & Conditions
Terms & Conditions
Before starting credit education and document processing services, you will sign a client agreement along with the following:
Credit Service Agreement
Authorization for Credit Repair Action
Consumer Credit File Rights (CROA Disclosure)
Right of Cancellation Notice
The services we perform may include
Document preparation and credit education. We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise you on steps to be taken to dispute any inaccurate, erroneous, false, or obsolete information contained in your credit reports.
We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.
You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.
Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or any other form of communication during normal business hours.
It is understood that we offer credit information. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your circumstances). For legal advice, please consult an attorney.
Cancellation Policy
In return, for the services above, you agree to pay fees as outlined in your client agreement. You cancel your subscription HERE 3 days before your scheduled payment date.
Refund Policy
We take pride in our services and offer a risk-free refund policy to all our clients. While it is impossible for anyone in our field to predict exact outcomes, we are dedicated to doing everything we can to enhance the likelihood of excellent results. Upon enrolling with us, you can expect top-notch, professional service at every stage—before, during, and after your enrollment.
Our team works swiftly to set up your account, and you will only incur a one-time setup fee once our work is completed. Please note that this setup fee is non-refundable, regardless of the results of our services. However, every cent you pay us after the setup is guaranteed, or your money back. If we have diligently worked on your reports for a full six months, without any deletions on any items we challenge on your credit report, and you are still not satisfied with the final outcome, you may submit a written request for a refund.
